We have great credit, minimal debt and make payments on time for the debt we have. Is it good enough? Just barely, or so our bank says. (Excuse me credit union). It took 2 full months to get approved and close on our construction loan. Then our mortgage officer asked if we were going to make a draw at closing--after not returning calls and putting us off for a month and a half when we started pressing for a closing date. Uh, no Scott, we are not going to make a draw. We couldn't start because you wouldn't tell us when our closing would be....
Anyways, we made it through that. Thank God. And now we are going to get our slab poured this week. Basically, this is how our building project has gone: Hurry up and get our part done because the contractor is on a tight schedule. Wait an inordinately long time for the contractor to do his part. Contractor tells us something he needs done before he can even start. Hurry up again. Wait again. After really long wait, contractor goes on vacation. Will do it when he gets back. He gets back and pushes it off to next week.
As you can see, I'm frustrated. We are at the end of September and I don't even have a cement slab to call home, let alone four walls and a roof. My birthday is next month and we will still be living with my in-laws. (As I've mentioned before, I don't mind living with my in-laws, but it's my birthday and we are still newlyweds. Plus, for those of you who know me, I'm quite independent. *Deep Breath.
Ok. Now that I've ranted. Supposedly, we will at least be able to camp out in sleeping bags in our new h/g/b by Thanksgiving (aka Hunting Season). This is good. Also, we are finally seeming to make progress. I will post a progression of pics from the past month or so at the end of this post.
Hope you have a great week. I'm planning on it. Meanwhile, duty calls to the Annie Nannie. :)
ps-what would you think if I opened a bakery? Let me know. TTFN. :)
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