Monday, March 19, 2012

The *gulp* Budget

So A and I started a budget this month. So far so good. We didn't fight when we set it up and have only had a couple minor disagreements so far in the implementation stage. :) We are trying to use more cash and save more.

I can see why the book we are reading recommends all cash, no credit. Even our debit card tends to be very easy to use for impulse buys. If I have the cash in my hand it is much harder to buy that *whatever it is*. With a card, I think "Oh, I need this. I forgot to put this on the list," and into the cart or basket it goes.

We are working on it, and this is definitely an eye-opener in how much we spend and where we spend it. Has our savings grown? I'm not sure yet. We will see. I have a busy day ahead of me so I need to get going. As Snoopy would say, "It's a new day. Dive right in!" :) Actually Snoopy wouldn't say that. He doesn't talk. But he would think it.

Next week, memories of my great-grandma. :) TTFN. :)

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